SouthJerseyHomeSales.com

Are your closets a mess? Do you have things that you don’t want or need anymore?

Don’t throw your unwanted things away….

                                 Let our Girl Scouts get it in the hands of the needy!!!!!

We are collecting:

• Wearable & Usable Clothing
• Shoes, Belts
• Purses, Hats
• Book Bags, Backpacks
• Stuffed Animals
• Any household items made of material; Linens, Curtains, Blankets, Towels, Etc.

Convenient Drop off at Trinity United Methodist Church
(284 Cedar Rd, Mullica Hill, Lower Level by the glass doors) On Sunday April 26, 2 - 4 pm

 Junior Girl Scout Troop #63525 will be collecting  your gently used items to be donated to the needy. This task is being done in order to earn their “Bronze Award” ~ the highest award available to Junior Girl Scouts, and your contributions will help them to achieve this. Please consider being a part of this rewarding experience!

Or: e-mail MollyMolczan@comcast.net
                 Diane@DianeTesta.com
             or HollyTree67@comcast.net
to arrange alternate delivery time or location

 2 Countryside Circle, Clayton, NJ 08312

As-Is but beautiful! Custom doors lead you into your ceramic tiled foyer. go through glass french doors into your raised formal living room to entertain your guests surrounded by incredible lighting and hardwood flooring. The lighted raised ceiling, recessed lighting and window lighting all set the right mood for any gathering. Step down into your dramatic formal dining room with the step constructed from glass backlighted blocks.Your Sunken Family room is the perfect place to kick back and relax infront of your dramatic fireplace. Your fully equipped kitchen with Corian countertops and tile backsplash is great for easy clean up! Keep your custom landscaping looking beautiful all year with your sprinkler system. Enjoy privacy in your fenced yard and store away all your toold in your newer custom shed. Short sale subject to bank approval 

 Just Listed for sale in Pine Hill, NJ:

18 Hancock Lane, Madison Woods, (Pine Hill Boro) Berlin, NJ 08009

You get so much for so little in this home that you won’t believe your eyes. Enjoy the beauty and luxury of your new home with so many upgrades and updates to keep you comfortable. Your fully equipped kitchen with gorgeous Corian countertops and newer appliances is great for easy clean up! A huge breakfast room adjoined with the kitchen is the perfect place to watch all the beauty of nature out your glass doors that lead to your private back yard. Entertain your guests in your formal dining room with grand cuisine that you prepared in your huge kitchen. Watch the game in your finished basement with gorgeous wood bar right there! Relax in your living room with your family or unwind after a long day on your front porch. Want privacy~ kick back and take it easy in your tranquil (fenced) back yard. Get away from it all in your extravagant master suite under vaulted ceilings and a gorgeous ceiling fan. Newer plush carpeting, hardwood floors and ceramic tile are all added bonuses to your generous home. Help your morning routine go smoothly with the 2 1/2 baths. All this and a home office too. Don’t sit back and wait… this home has soo much to offer that you’ll lose out if you do.  

Amazingly priced for only  $219,900

Living Room       20′ x 14′
Dining Room      12′ x 11′
Kitchen              12′ x 13′
Breakfast Room  11′ x 9′
Family Room      16′ x 19′

Master Bedroom 16′ x 13′
Bedroom 2        12′ x 10′
Bedroom 3        10′ x 10′
Home Office      14′ x 6′

To get the entire listing including photos forwarded to your e-mail, send an e-mail to diane@dianetesta.com.

For Registration Contact:

The housing bill that was signed this week included two major changes for FHA lending guidelines.  The changes are scheduled to kick in on October 1, 2008.The first change is the minimum down payment requirement.  Currently FHA loans require 3% down.  On a $200,000 purchase this would be $6,000.  The housing bill will increase this minimum down to 3.5%.  On that same $200,000 home, the down payment will now be $7,000.The second major change is the elimination of seller funded down payment assistance.  Currently the seller can contribute up to 6% to the buyer to cover their down payment and closing costs on an FHA loan.  These funds are deducted from the sellers equity and credited to the buyer at closing with a non-profit intermediary.  This has allowed buyers to take advantage of 100% financing.One of the main reasons this is being eliminated is that FHA found the foreclosure rate to be about 80% higher on loans with down payment seller assistance verses FHA loans without.  There was also concern about inflated property values as a result of the seller funded DPA programs.Moving forward the max the seller can contribute to the buyers closings costs and pre-paid items is 3% of the purchase price which has always been allowed.  The buyer will now be required to contribute the 3.5% for their the down payment.  Down payment assistance from a non-profit, employer, church or family member is still allowable and always has been.Despite these changes, FHA loans will continue to be a good option for first time home buyers.

This is said over and over again in the business world, and homeowners often try and ignore this very important part of pricing their home for the market. When sitting down with a potential client and discussing the pricing of their home, most sellers focus solely on the price that their ‘neighbor got’ for their home. They compare, in their mind, the features and upgrades that they have and their neighbor didn’t have, and then come to a number that they feel their home is worth.

It is ever so much more important to step away from your personal feelings when selling your home (this is afterall a business transaction), and consider what else is for sale. The competition in this case, is the other homes that are listed in and around your price range within your same town, county, state, etc.

If your home has some unique characteristics, this may add or take away value in the mind of the buyer. Even if you really love the custom wallpaper that you paid a small fortune to install, the buyers may just want to rip that out as soon as they move in. Everyone’s taste is different! So the value that you may think you have added to your home, may just be seen as an expense that the buyers must undertake as soon as they purchase.

 If your home is in pristine, move in condition, this may help you find a buyer faster, but will not always add to what they are willing to pay. When considering where to price your home you need to keep in mind that every buyer that even considers your home (whether they come through your house or not) will look at every other home on the market. They want to make sure that they are getting the most for their money. Can you say that you are offering that? Does your home offer more to the buyer then any other home that they can look at?

So, price your home right, and do it the first time. The longer a home languishes on the market, the less likely you will get your asking price. And as a matter of fact, statistics show that the homes that are priced right the first time, sell faster, for more money (much closer to the asking price), and the homeowners have far less hassle getting to the closing table.

Mullica Hill’s 

FALL FESTIVAL

October 11 & 12, 2008

Sponsored by the Mullica Hill Merchants’ Association

Join us in celebrating Fall along historic Main Street. Visit mullicahill.com for a complete listing of our Fall Festival special events, sales, and discounts!

Civil War Living History Weekend

Saturday & Sunday 10am-5pm behind Sisters • 39 South Main St. 

Free guided lantern tour 7pm Saturday

Antique & Classic Car Show

Saturday 9am-1pm • Susquehanna Bank • 114 North Main St.

Friends School Fall Arts Festival

Crafts, food, music & games • Saturday 10am-4pm • 15 High St.

Soulfood & Stories

A Taste from the Past: The Roots of Soulfood & The Old Black Pot

Saturday & Sunday 10am-4pm • Country Critters • 15 Woodland Avenue

Pumpkin Carving Contest

Prizes for Best Carved • Best Stenciled • Best Painted

Drop off Saturday 10am-12pm

Friends School • 15 High St.

Lighted pumpkins on display

along Main St. during Ghost Walk

Fall Pre-fix Dinner

3 Courses $30 - Saturday & Sunday Evening

@ blueplate • 47 South Main St.

Saturday night only • Advanced tickets required • $5 each

Tours depart every 15 minutes from 6:30pm • Mullica Center • 2 South Main St.

South Jersey Ghost Research exhibit at Old Town Hall following tour

http://www.mullica hill.com

The later part of the summer this year is beginning to show a little more improvement in the Real Estate industry in Mullica Hill (Harrison Township), NJ. The following sales occured during the month of August 2008.

Address/Development Sale Price # Beds # Baths Type
145 Fellowship Ln, High Pointe $189,900 3 1/1 Townhouse
270 Strawbridge Ln, High Pointe $195,000 3 1/1 SngFam
926 Jackson Rd $205,000 3 2/0 SngFam
234 Allens Ln, Walnut Glen $217,000 3 2/1 Townhouse
18 Chatham Ln $265,000 3 2/1 Sng
207 Harrison Ridge Dr, Mullica Chase $280,000 4 2/1 SngFam
707 Chelsea Rd, Leigh Ct. $302,490 4 2/1 SngFam
13 Arbour Ln $310,000 4 2/0 SngFam
208 Meadowview Ct., High Meadows $310,000 4 2/1 SngFam
314 Bromley Dr., Mullica Station $383,000 4 2/1 SngFam
110 Emilys Ln., Turtle Creek $395,000 4 2/1 SngFam
20 Horseshoe Ln., Horseshoe Run $675,000 4 4/1 SngFam

For information on Mullica Hill Real Estate and the surrounding areas, Call Diane Testa at 856-229-5533.

On September 11th let’s proudly display American flag outside every home, apartment, office, and store in the United States.

If every individual makes it their duty to display an American flag on this seventh anniversary of one our country’s worst tragedies we will send a clear message. We can do this in honor of those who lost their lives on 9/11 , along with their families,  friends and loved ones who continue to endure the pain. It will also honor those who today are fighting at home and abroad as well as those veterans and fallen heroes who have fought for our freedoms over the past 232 years to preserve our cherished freedoms.

In the days, weeks and months following 9/11, our country was bathed in American flags as citizens mourned the incredible losses and stood shoulder-to-shoulder against terrorism. Let’s show that pride in our country once again. Our patriotism pulled us through those tough times.

Our American flag is the fabric of our country and together we can prevail over terrorism of all kinds

Below is some basic information on the most recent sales in Washington Township, Sewell and Turnersville in Gloucester County, NJ during the month of June 2008. For more monthly updates you can read my blog.

Address                             # of Beds   # of Baths   Sales Price

378 Aldeberan Dr., Birches West      3      1         $117,500

18 Nova Ct., Birches West        2      1         $137,500

617 Yorkshire Ct., Hunt Club         2          2         $151,000

2604 Thistledown Ct., Meadows     2            1        $152,000

605 Yorkshire t., Hunt Club       2             1         $155,000

17 Chelsea Ct., Washington Place     2     2      $155,000

521 Shetland Ct., Hunt Club        2           2       $156,000

110 Devonshire Ct.,  Hunt Club         2         1       $169,900 

805 Briarwood Ct., Meadows            2             2             $171,800

 233 Loring Ct., Peachtree                 3                2         $174,900

104 Devonshire Ct., Hunt Club       2             2           $178,000

2408 Thistledown Ct., Meadows      2           2          $184,500

2 Meeting House Ln., Liberty Forge     2      1.5       $191,000

920 Woodstock Ct., Canterbury Mews   2     1.5    $193,000

35 Sherwood Dr., Bells Lake         3            1         $199,900

(more information to follow)  

 For more information about these or other homes that have sold or are available for sale in the Washington Township, Sewell and Turnersville area, do not hesitate to contact me. I’ll be happy to help you in any and all of your real estate needs.

*Information subject to errors and ommissions.